Investment Management
- Align portfolio with risk tolerance (quantify portfolio and personal risk tolerance on a scale between 1-100)
- Research Alternatives and add to a traditional stock/bond portfolio
- Diversify asset classes and sectors
- Evaluate holdings regularly and re-balance 2-4 times annually
Financial Planning
- A 360-degree overview of finances (Net Worth statement, projected 12-month cash flow, etc.)
- Monte Carlo
- Guardrails
- Distribution strategy
Behavioral Finance Coaching
- Complete investment behavior assessment which highlights how you think/feel about money and avoid making mistakes
- Identify specific biases so we can guard against them together
- Optimize for communication between you and spouse and you and your Financial Advisor
Tax Strategy
- Tax Diversification (Taxable, Tax-Deferred, Tax-Free)
- Tax Loss Harvesting
- Qualified Charitable Distributions
- Roth IRA conversion analysis
- Cash flow analysis to optimize for taxes (fill up tax brackets)
- Tax Free investment analysis
* We review a comprehensive tax checklist to ensure clients are minimizing taxes. Above are some of the most common