Our Process
How to Get Started with Snyder Asset Management
Are We the Right Fit for You?
We’ve found we provide the greatest value to clients who are:
Ready to delegate
You value your time and seek a professional team to manage the technical complexities of your financial life.
Over 55
You are approaching or currently in retirement and require specialized income and estate planning.
$1M+ in assets
Your portfolio requires a sophisticated, institutional-grade approach to asset management and tax efficiency.
Our Process
It all begins with a simple conversation about you and your retirement
Introductory Phone Call
We’ll meet over the phone to learn more about you, your goals, and biggest concerns around retirement.
Portfolio Analysis
Prior to our meeting, we’ll review your portfolio to better understand how assets are currently allocated. This analysis will give us a better view of which economic sectors you’re invested in and how diversified your portfolio is today.
Meet In-Person or Virtually
We’ll provide a detailed analysis of your current portfolio and guide you through a risk tolerance assessment to ensure everything is aligned with your goals. By the end of our meeting, you’ll have a clearer understanding of your current risk and opportunities for improvement.
We’ll also show you examples of how a financial plan can be modeled, helping you see how different decisions may impact your retirement income, portfolio, and long-term goals.
Second Meeting
We’re happy to meet again if you’d like to discuss our prior findings, onboarding process, or investment behavior assessment results further.
Begin Onboarding
If you feel we’re the right fit, we’ll get started with our 4-week onboarding sprint.
Book Your Complimentary Strategy Session
Select a convenient time to discuss your financial goals and discover what
working with Snyder Asset Management could look like.
Frequently
Asked Questions
Who is your typical client? Am I a good fit?
Our clients have worked diligently throughout their career, and have accumulated wealth in a variety of ways—from Entrepreneurs who sold business interests, professionals who saved over a lifetime, to those who have received money because of a gift or change in marital status.
If you answer “YES” to the following questions, we’re here to help:
- Are you 55 years or older?
- Are you planning for Retirement, Financial Independence, OR currently retired?
- Do you have a minimum of $1,000,000 in investable assets?
- Do you want to enjoy time with family, friends and hobbies and outsource your investment management and financial planning to a professional?
Do we need to prepare anything for our first meeting?
After we’ve had our discovery call, we ask that you please provide recent investment statements prior to the meeting so we can generate a portfolio analysis and obtain a comprehensive picture of your strategy, portfolio risk, and asset allocation.
We then review the results together. This exercise will assess whether the portfolio is properly diversified and ensure it is aligned with your risk profile.
How will you communicate with me and how often?
As a new client, we will speak weekly getting your financial plan established. From there, our service model is designed to keep us in touch. We typically meet with clients in person or virtually 2-3 times a year. We also reach out quarterly by way of phone, email, or mail with valuable insights and updates. Examples include reviewing beneficiaries across all accounts or presenting you with a Portfolio Analysis and market commentary.
Additionally, we send a monthly e-newsletter covering timely financial planning and investment-related topics that are relevant to your overall financial picture. Client education is a big focus for our firm. You are always welcome to call us directly or email any questions or concerns to our dedicated client-only address.
How do you get paid, and what are the internal fund
management fees?
Each quarter we debit a quarter of our fee directly from the accounts under our management. This withdrawal is listed on your Charles Schwab 1099 Tax Document and on your monthly statements. We also upload your quarterly invoice to a personal secure portal.
Regarding internal expenses, most client portfolios are allocated towards ETFs (exchange-traded funds) which have low expense fees that usually are in the range of 0% to .40%.
Are you a fiduciary?
Yes. As a firm, we take our fiduciary duty to always act in the client’s best interest seriously. Snyder Asset Management is a fee-only firm, meaning we are paid solely on a percentage of Assets Under Management (AUM) and do not receive commissions. Therefore, we have nothing to sell you and our interests are always aligned with yours.
Our firm’s foundation has been built on a commitment to honest and ethical behavior. We recommend investments based on your unique situation and utilize strategies used in our own personal accounts and the accounts of our immediate family members.